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Startup budget

Food truck startup cost calculator

Free · no signup

You are pricing a launch. One-time costs, monthly costs, and the runway between opening day and the truck paying for itself, added up from your own quotes rather than someone else’s average.

One-time costs
Truck or trailer
$

used trucks commonly tens of thousands; new custom builds far more

Build-out & equipment
$

kitchen fit-out, hood, generator, wrap

Permits, licences & inspections
$

varies enormously by city, use your city's real numbers

POS, tech & menu boards
$
Initial inventory & smallwares
$

first stock, pans, containers

Everything else one-time
$

deposits, legal setup, launch marketing

Monthly operating costs
Commissary / parking
$
Insurance (monthly)
$
Fuel & propane
$
Food & supplies
$

scales with sales, use a slow-month figure

Labour (including yours)
$

paying yourself is a cost, not a leftover

Other monthly
$

phone, software, card fees

Trucks rarely earn from week one. Funding several months of operating costs is what keeps a slow start from being a fatal one.

Launch budget3 months runway
One-time costs$79000.00
Monthly operating$10600.00
Runway, 3 months of operating$31800.00
Total to launch funded$110800.00
Every number here is yours: quotes, your city’s permit schedule, your own wage. The calculator adds them up; it does not know your market.

The two budgets people confuse

“What does a food truck cost?” is really two questions. What it costs to acquire (the truck, the build-out, the permits) and what it costs to operate until it earns. Most published figures answer only the first, which is how launches end up fully equipped and out of cash. The full picture, with the ranges and the reasoning, is in the guide: how much does a food truck cost?

And once the truck is running, the margin lives in the menu. That is what the food cost calculator is for.

Common questions

What does it cost to start a food truck?
The honest answer is a sum, not a number: truck or trailer, build-out and equipment, permits and licences for your specific city, initial inventory, plus several months of operating costs funded up front. Totals vary so widely by city and by used-versus-new that any single figure you read online is someone else's budget. This calculator adds up yours.
Why include months of operating costs in a startup budget?
Because the truck does not earn on day one: routes, events and regulars take months to build. A launch that spends everything on the truck and nothing on runway is the classic failure: the business dies solvent-on-paper in month two. Three to six months of operating costs funded up front is a common planning band.
Why do permit costs vary so much?
Because they are set city by city: health permits, fire inspections, mobile vending licences, commissary requirements and parking rules all differ, sometimes by an order of magnitude between cities. There is no useful national average. Get your own city's fee schedule and put the real numbers in.
Should I pay myself in the monthly costs?
Yes. Your labour is a real cost of operating the truck, and a budget that treats your wage as whatever is left over is not a budget yet. Put a wage in; if the plan cannot carry it, better to learn that in the spreadsheet than in month four.